Medicare, Cigna, and Aetna as well as many EAP programs are accepted. Out of Network Insurance is also accepted. Darcy is an Out of Network provider for BCBS. It is recommended that you call your insurance before making an appointment to determine if you have a deductible that must be met, co-insurance or co-pays. However, Darcy does provide assistance in determining benefits when needed, as she understands that dealing with insurance can be very stressful and confusing.